Amsterdam Debt Collection Agencies

Top Amsterdam Debt Collection Agencies

Essentially Amsterdam Reader's Choice 2026

Hettema & van Bambost Juristen

4.9★★★★★

(64 reviews)

Essentially Amsterdam Reader's Choice 2026

Prinsengracht 783-785, 1017 JZ Amsterdam

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Debt collecting

Hettema & van Bambost Juristen in Amsterdam handles national and international debt collection on a no-cure-no-pay basis. The firm says it has more than 29 years of experience and a high success rate, and its...

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Bill Incasso

4.6★★★★★

(15 reviews)

Essentially Amsterdam Reader's Choice 2026

Keurenplein 4, 1069 CD Amsterdam

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Debt collecting

Bill Incasso in Amsterdam collects outstanding invoices on a no cure, no pay basis, with costs recovered from the other party. It also handles court collection procedures, accepts online submissions, and works throughout the Netherlands...

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Juristu

3.2★★★★★

(1576 reviews)

Havinghastraat 27, 1817 DA Alkmaar

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Debt collection agency

Juristu in Alkmaar focuses on no cure no pay debt collection and says it can pursue outstanding claims within 10 days. It is especially visible online, with 1,576 Google reviews and a 51% five-star share,...

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coeo Incasso

4★★★★★

(1531 reviews)

Wilhelminakade 153, 31th Floor, 3072 AP Rotterdam

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Debt collection agency

coeo Incasso in Rotterdam is a large debt collection agency with 1,531 Google reviews and a 67% five-star score. It also has a LinkedIn presence, giving the firm a notably visible profile in the sector.

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Debtt B.V.

4.3★★★★★

(788 reviews)

De Oude IJssel 3, 8253 PV Dronten

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Debt collecting

Debtt B.V. in Dronten presents itself as an ‘incasso 2.0’ specialist and says cases are taken into treatment within two hours. It serves debt collection clients with a high-volume operation, backed by 788 Google reviews,...

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Invorderingsbedrijf

3.9★★★★★

(575 reviews)

Johan de Wittlaan 3, 2517 JR Den Haag

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Debt collection agency
Credit reporting agency
Law firm
Legal services

Invorderingsbedrijf in The Hague combines debt collection with credit reporting, legal services and law-firm support. It is one of the busier agencies in this batch, with 575 Google reviews and a 67% five-star share, and...

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Pair Finance B.V.

4.3★★★★★

(394 reviews)

Vijzelstraat 68, 1017 HL Amsterdam

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Debt collection agency

Pair Finance B.V. is a busy Amsterdam debt collection agency with 394 Google reviews and a largely five-star reputation. It also maintains a presence on Facebook and LinkedIn, suggesting a modern, digitally oriented approach to...

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Intrum Nederland

1.3★★★★★

(299 reviews)

Teleportboulevard 136-138, 1043 EJ Amsterdam

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Financial institution
Debt collection agency

Intrum Nederland in Amsterdam is part of a large financial services and debt collection operation. It handles unpaid bills on behalf of creditors, keeps extended weekday hours, and has nearly 300 Google reviews, though most...

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Alektum Group

1.3★★★★★

(216 reviews)

Transformatorweg 98-6, 1014 AK Amsterdam

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Debt collection agency

Alektum Group in Amsterdam has been operating since 1992 and works with businesses across Europe on debt collection and cash-flow improvement. The company has a sizeable review base, plus Instagram and LinkedIn profiles, and focuses...

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Ultimoo Incasso B.V.

1.2★★★★★

(210 reviews)

Pompmolenlaan 10 E, 3447 GK Woerden

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Debt collection agency

Ultimoo Incasso B.V. in Woerden is a busy debt collection agency with 210 Google reviews. It operates weekday office hours and maintains a LinkedIn presence.

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EDR Credit Services

1.2★★★★★

(152 reviews)

Loire 180, 2491 AJ Den Haag

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Debt collection agency

EDR Credit Services is a busy debt collection agency in The Hague, with 152 Google reviews and a strong online presence on LinkedIn. It is open Monday to Friday, 9am to 5pm.

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Van Hoek & Partners Group BV

1.2★★★★★

(119 reviews)

Henri Wijnmalenweg 5, 5657 EP Eindhoven

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Debt collection agency

Van Hoek & Partners Group BV in Eindhoven handles debt collection for open invoices and outgoing collection letters, serving both businesses and larger corporate clients. With 119 Google reviews and a perfect five-star score, it...

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How to choose a debt collection agency in Amsterdam

Start by working out which kind of help the debt actually needs. An incassobureau handles out-of-court collection: sending formal notices and negotiating payment, but it cannot seize assets or garnish wages on its own authority.

Several listings in this directory are gerechtsdeurwaarders (court bailiffs) rather than plain collection agencies. If a case has already gone to court, or is likely to, that distinction determines who can actually enforce a judgment through wage garnishment (loonbeslag) or asset seizure — worth reading more on in our guide to debt collection agencies for Amsterdam businesses.

Before signing up, ask any agency how it calculates collection costs and whether it follows the statutory scale set out in the Besluit vergoeding voor buitengerechtelijke incassokosten, and how it handles debtor data under the AVG (Dutch GDPR). A business chasing debts tied to a contract may also need a notary to certify the underlying documents, which our guide to Amsterdam notaries covers.

Questions people ask

What is the difference between an incassobureau and a gerechtsdeurwaarder?

An incassobureau pursues payment out of court, through notices and negotiation. A gerechtsdeurwaarder is a court bailiff empowered to enforce a judgment once a court has ruled, including garnishing wages, seizing goods, or freezing bank accounts.

Can a debt collector add extra costs on top of what I owe?

Yes, but only within limits. Collection costs (incassokosten) are capped by the statutory scale in the Besluit vergoeding voor buitengerechtelijke incassokosten, and statutory interest (wettelijke rente) can also be added on unpaid amounts; ask any agency you are dealing with to show how a specific figure was calculated.

What should a first collection letter contain?

Dutch law requires a formal written notice, the aanmaning or sommatie, before collection costs are added to a claim. It must state the amount owed, the basis of the claim, and give at least 14 days to pay or respond.

Can I dispute a debt a collection agency is chasing me for?

Yes. A debtor can dispute a claim in writing (betwisten), and the creditor must then provide proof of the debt before continuing collection.

What if I cannot pay the full amount at once?

A debtor can propose a repayment plan (betalingsregeling) based on actual income and expenses, backed by documents such as salary slips or bank statements. If the proposal is rejected, municipal debt counselling (gemeentelijke schuldhulpverlening) is available as a next step.

Are debt collectors allowed to contact me at any time or tell others about my debt?

No. The Nederlandse Vereniging van gecertificeerde Incasso-ondernemingen (NVI) code of conduct bars threats, intimidation, and contact at unreasonable hours, and collectors must comply with the AVG, which prevents disclosing a debt to third parties without consent.